A Spanish financing application asks for a fixed set of documents, in the right language and not too old. Most delay does not come from the assessment but from what precedes it: a missing item, an illegible scan, an income statement from two years ago. We go through that set and give one neutral status per document, with its source.
The check has been rebuilt. No price has been set yet and the order button is off — let us know through the contact form and you will be the first to hear.
Something missing within the agreed scope? We complete it once, at no charge.
The 2 working days start after your completed intake.
An overview of your financing documents against the fixed document list, so your file is usable by the adviser first time. It sets out:
Reviewed by hand, not automatically generated.
In Spanish financing, most time is not spent on the assessment itself but on the rounds before it. An item is missing, a scan is half-cut, a document turns out to be too old, a figure does not match another document. Each round costs days, and against a running deadline those days count double.
Those rounds are avoidable by going through the set properly once before it leaves. That is what this check does, and nothing else: we count and verify, the adviser assesses.
This is deliberately a narrow product. That boundary is not a limitation — it is what makes the result usable: you know in advance what you get, and your professional knows what they can build on.
If the check shows you need one of the things in the right-hand column, we write down which kind of professional that is. Which one you choose is up to you.
Casa Connecta gives no mortgage, legal or tax advice. So we say nothing about whether you can get a mortgage, how much you could borrow or which product suits you. We establish only which documents exist and whether they are usable; the judgement on them rests with your own adviser.
That is a deliberate choice, not a caveat in small print. It keeps our role clean: we have no stake in which bank or product you choose, and we earn nothing on the financing.
We also give no tax advice. Our position is that you ask the right questions early, and get the answers from someone permitted to give them.
No. We make no statement about whether you can get a mortgage, how much you could borrow or which product suits you; that is the work of your own mortgage adviser. We look only at your documents: which ones exist, whether they are legible, how old they are, and whether they need translating.
A file that is usable by the adviser first time. In practice a lot of time is lost going back and forth over missing, illegible or expired documents. That round is what this skips.
The same five as the Document Check: provided, not provided, unreadable, data differs, and not established. Five, and no more than those five.
The check has been rebuilt. No price has been set yet and the order button is off. Let us know through the contact form and you will hear as soon as it can be ordered. We reply within one working day.
The financing documents you already have. You get the fixed document list up front, so you know exactly what belongs to it and what you still need to request.