Buying a property in Catalonia costs more than the asking price. Transfer tax, notary, registration and legal fees together determine how much of your own money you need. This calculator gives an estimate based on the current Catalan rates.
| Cost item | Basis |
|---|---|
| ITP (resale property) | Progressive scale: 10% up to €600,000; 11% up to €900,000; 12% up to €1,500,000; 13% above €1,500,000 |
| Notary fees | €900 – €2,000 depending on purchase price (indicative) |
| Land registry | €600 – €1,200 depending on purchase price (indicative) |
| Legal fees | Approx. 0.85% of purchase price, min. €1,815 |
Rates based on Catalan legislation. Last reviewed: 2026-06-06.
Two properties at the same asking price can carry meaningfully different costs at closing — and in the months that follow.
The calculator applies the correct standard rates. What it can't apply is knowledge of what you're actually buying. A clean apartment in a well-run community and a rural property with informal extensions may carry identical tax bills. They rarely carry identical total costs.
These variables don't change the tax calculation. They do change what you're actually spending.
This calculator uses the rates for Catalonia. If you buy in another Spanish region, transfer tax and purchase costs can differ significantly.
Further reading: Renovation Cost Baix Empordà → · Spain Buying Process Checklist →
Indicative calculation based on known rates and assumptions. Actual costs may differ. This is not tax or legal advice.
Last updated: June 2026
The complete guide to buying property in Spain — from preparation to notary.
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About Finance →After the purchase: estimate IBI, IRNR and other recurring annual ownership costs.
Open calculator →Related reading: Where these costs fit in the total picture
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